It has been
brought to our
attention that
utility companies
are entitled to
have monies
deducted directly
from State
pensions to pay
for utility
bills.Under
Section 35 of the
Social Security
(Claims and
Payments)
Regulations 1987,
deductions may be
made from benefit
and direct
payments may be
made to third
parties on behalf
of a beneficiary
in accordance with
the provisions of
schedule 9.
Paragraph 2(1)(e)
of schedule 9
states that
benefit may be
paid direct to a
third party in
discharge of a
liability of the
beneficiary to
that third party
in respect of
water
charges. Paragraph 7 of
schedule 9 gives
the adjudicating
authority the
right to deduct a
weekly amount from
the specified
benefit. The
adjudicating
authority is the
body with
responsibility
under the Social
Security Acts and
regulations for
determining claims
for benefit.
Specified benefit
includes pension
credit.They have to
apply to the The
Department for
Work and Pensions
.
This we agree
with.
However it has
been brought to
our notice that
Pensioners are
required to apply
for this and agree
to the amounts
that are withdrawn
from their
pension. In a
recent case a
Pensioner has been
in dispute in
regards to an
accout. Whilst not
going into the
details the
pensioner claims
that the account
submitted dates
back years before
he took
residence.
He requested that
the dermination as
to what he owes
should be
determined by a
Court of Law. A
right every
citizen has.
The Water Board
concerned have
refused that
citizen's right
and applied
directly to the
Department of Work
& Pensions
without the
Pensioner
applying. He did
not even supply
his pension
number. The monies
are now being
withdrawn by the
Water Board from
the Pensioner's
pension.Therefore the
Water Board are
ignoring the
Pensioner's legal
rights. Obviously
this is contrary
to English Law and
we are concerned
that this has
happened to other
pensioners. As
such we are
prepared to act on
behalf of anyone
else who has
suffered such
actions. If this
has affected you
or someone you
know please get in
touch with Mike
Ripper on 0709 217
5220.
Don�t ditch your doormat
Don�t ditch your doormat, is
the message to flat owners
from the Health and Safety
Executive (HSE) , as Taunton
Deane Borough Council allege
that doormats in blocks of
flats are a health and safety
issue.
Taunton Watchdog learns
council officials have told
tenants in one of the
Council's blocks to remove
their doormats from outside
their flats because they were
considered to be a health and
safety hazard. They were
bemused when a council
official knocked on their
doors and issued the warning.
.
Apparently, the council,
supported by the Fire Service,
had decided that mats should
not be placed outside flats,
explaining that this would
help keep fire escape routes
clear and prevent trip
hazards. However, the HSE
confirms that doormats are
nothing to do with the Health
and Safety at Work Act, which
is the legislation governing
safety in the common areas of
blocks of flats.
The HSE points out that if
flat owners are unsure whether
or not an issue is health and
safety related, they can
challenge what they have been
told by contacting the Myth
Busters Challenge Panel at http://www.hse.gov.uk/contact/myth-busting.htm
If managing agents who
are members of ARMA are unsure
about a health and safety
issue, they can access free of
charge the services of
experienced H&S
consultant, Rob Lane, by
sending queries to healthandsafety@arma.org.uk
PI reclaims - Your bank may
have cheated you - Again.
The BBC have found that
the banks have often been repaying
their PPI claimants less than they
should have done.
We have always
encouraged people not only to look
at the PPI premiums they have paid
over to their bank - but also any
charges which were incurred as a
result of an overdraft or
shortfall caused by those PPI
charges.
The banks are
fully aware that these sums should
also form part of a PPI refund
because they are part of their
unlawful take.
The FOS has
made it clear that this money
should be repaid.
However it
could come as no surprise that in
many cases the banks have not
being playing fair - or honest and
they have failed to hand this
money over.
Specifically -
and not exclusively
Lloyds (
Cheating people out of their money
again - no surprises here)
Barclays (could
be one of the most dishonest banks
in the UK)
Capital One
MBNA All of the banks declined to
appear on the programme.
Even if you received a PPI
refund form some other bank, you
should double check whether you
have received your full
entitlement.
Listen to BBC
You and Yours today - and get back
to your bank and get the rest of
your money back - plus interest -
plus any charges on those
charges.
Of course, one
of these reasons why this has
happened is that the banks tend
merely to tell claimants what the
global refund figure is without
giving any breakdown. The FOS, to
their shame, have been happy to go
along with this.
Once again -
there is no requirement that the
banks should take the initiative.
It will be up to you to make your
own claim. So much for pro-active
regulation.
Start claiming
again straightaway. It's your
money. The banks have been caught
with their hands in your pockets
once again.
THIS SCANDAL IS BIGGER THAN PPI &
BANK CHARGES
We are pleased to announce a new
service for disgruntled consumers.
We have recently obtained judgments
against both telephone and internet
providers who have taken money from
Consumers for Services they have
unilaterally withdrawn and not provided
but charged for. Under English law
this is breach of contract and the
courts have agreed as those companies
have failed to give "consideration" to
the customers for that which they have
charged.
As this is common practice we are now
offering a service to recoup such fees
in similar cases. Check your bills to
see if you have fallen victim to such
corporate activity. The biggest culprits
are within the telephone, internet
and television subscription providers.
These judgements have been given
on "consideration" having not been
given.
"Consideration in English law is one of
the three main building blocks of a
contract. Consideration can be anything
of value (such as an item or service),
which each party to a legally binding
contract must agree to exchange if the
contract is to be valid. If only one
party offers consideration, the
agreement is not legally a binding
contract. In its traditional form,
expressed as the requirement that in
order for parties to be able to enforce
a promise, they must have given
something for it (quid pro quo):
something must be given or promised in
exchange or return for the promise. A
contract must be "met with" or
"supported by" consideration to be
enforceable; also, only a person who has
provided consideration can enforce a
contract. In other words, if an
arrangement consists of a promise which
is not supported by consideration, then
the arrangement is not a legally
enforceable contract. Mutual promises
constitute consideration for each other.
("I promise you that I will do X, in
consideration for which you promise me
that you will do Y")."
A damning indictment of the
UK's dismissal of their obligations to its
own children as well as its vulnerable disabled.
Whilst children in the UK are plunged into
poverty and near starvation, the
UK government pretends to be 'saving the
3rd world' from starvation and injustice. The
ultimate and cruel hypocrisy of
today's Britain as one of the world's
richest economies, we join the USA in
hiding the truth of what really is happening.
We too have soup kitchens, and church
charities providing food for hungry families, 200 of
them within 60 miles of where I live.. Save
the world's children dismiss your own.
The UK gave �80m to Africa recently, that
was to buy influence away from China. Madness,
and completely immoral.
In the 30�s and 40�s, we fought for children�s
right to adequate nutrition in the UK. Our
campaigning was a success: the Education Act of
1944 made it compulsory that all schools in the
UK provide milk to children under the age of 18.
We continue fight for children in the UK today
by supporting some of the most vulnerable
children and families. Right now, 1.6 million
children live in severe poverty in the UK. Our
programmes make sure children living in poverty
get off to the best possible start in education,
and we�re making sure they get the essentials
they need - a hot meal, blankets, a warm
bed.
HUGO HACKENBUSH WELCOMES YOU TO
THE SOMERSET CHAT ROOM
The Wessex Tourist Board are
happy to introduce their chatroom
for the locals in Somerset. Just
click on the picture of Hugo
to the left to enter the room.
Obviously this site is for locals
with similar interests to
chat to each other. In order
for the room to be a success it is
necessary for you to tell your
friends about the room so you can
chat to each other.. It is hoped
that it will become the networking
centre for the locals of
Somerset.
THIS
IS A SCAM THAT HAS REARED ITS
UGLY HEAD!!!!!
CHECK YOUR RECEIPTS BEFORE LEAVING
THE CHECK-OUT
A friend has forwarded this
story........
I had bought a bunch of stuff, over
�150, & I glanced at my receipt as the cashier was handing me the bags. I
saw a cash-back of �40. I told her I didn't request a cash back &
to delete it. She said I'd have to take the �40 because she couldn't
delete it. I told Her to call a supervisor. Supervisor came & said
I'd have to take it.. I said NO! Taking the �40 would be a cash advance
against my Credit card & I wasn't paying interest on a cash
advance!!!!! If they couldn't delete it then they would have to delete the
whole order. So the supervisor had the cashier delete the whole order
& re-scan everything! The second time I looked at the electronic
pad before I signed & a cash-back of �20 popped up. At that
point I told the cashier & she deleted it. The total came out right.
The cashier agreed that the Electronic Pad must be defective.
Obviously the cashier knew the
electronic pad was defective because she NEVER offered me the �40 at the
beginning. Can you imagine how many people went through before me
& at the end of her shift how much money she pocketed?
Just to alert everyone. My co-worker
went to Milford, Sainsbury�s, last week. She had her items rung up by
the cashier.
The cashier hurried her along and didn't give her a
receipt. She asked the cashier for a receipt and the cashier was
annoyed and gave it to her. My co-worker didn't look at her receipt
until later that night. The receipt showed that she asked for �20
cash back. SHE DID NOT ASK FOR
CASH BACK!
My co-worker called Sainsbury�s who
investigated but could not see the
cashier pocket the money. She then
called her niece who works for the bank
and her niece told her this. This is a
new scam going on. The cashier will key
in that you asked for cash back and then
hand it to her friend who is the next
person in the queue.
Please, please, please check your
receipts right away when using
credit or debit cards!
This is NOT limited to Sainsbury�s; they
are one of the largest
retailers so they have the most
incidents. I am adding to this. My
husband and I were in Sainsbury�s and
paying with a credit card when my
husband went to sign the credit card
signer he just happen to notice there
was a �20 cash back added. He told
the
cashier that he did not ask nor want
cash back and she said this
machine has been messing up and she
cancelled it We really didn't think
anything of it until we read this
email.
To make matters worse ....
THIS SCAM CAN BE DONE ANYWHERE,
AT ANY RETAIL OR WHOLESALE
LOCATION!!!
BEFORE LEAVING THE
CHECK-OUT........CHECK YOUR
RECEIPT!!!!!
Tell your friends
ELIMINATE INTERNET EMAIL
CROOKS Phishing
the simple scam that will
never die These phishing scams are as
old as the internet, yet
people still fall for them
every day.
The wonder of the internet is
that sending hundreds of
thousands, if not millions, of
messages � spamming � is so
cheap that it provides scam
merchants with the biggest bang
for the few cents they spend.
The second wonder of the
internet is why anyone takes any
notice of what they must know by
now is obvious nonsense. Why
does anyone fall for tricks
which are so old they have been
around the block time after
time? Especially when they have
been the subject of warnings
online, on television, in
newspapers and magazines, in
mailings from financial
companies and just about
anywhere else you can think
of.
And the third wonder is the huge
amount a fraudster can make if
only one in 100,000 responds.
So I write this with an air of
�I know I should not have to
write about this for the
millionth time but if someone is
doing this then it is likely
there will be a victim, possibly
for big money.�
Phishing - the scam that
won't die
The �This� is phishing -
attempts by scamsters to get
hold of your personal details by
pretending to be your bank and
claiming a security breech. Of
course, they have no idea where
you might bank. As a result lots
of people are told that someone
has their secret passwords with
Barclays or Lloyds or whatever
and they must contact the bank
immediately or their account
will be frozen or lost, even
though they have never dealt
with the banks in question. It's
been around for years so surely
everyone is aware and no one
bothers to phish any more?
Wrong. This week, I
received an email headed �Errors
were detected on your account
(Fix Now)�. And it came from
PayPal. Or at least that
is what it said � the sender was
�service@paypal.co.uk but don't
try it at home because it has
nothing to do with the real
PayPal.
It read:
from: service@paypal.co.uk
<service@paypal.co.uk>
Subject: Errors Were Detected On
Your Account (fix now)
Date: Tue, 12 Feb 2013 05:04:16
-0500
Reply-To:
Dear Valued Customer,
PayPal security team is sending
you this notification message
because we seem to be having
errors in the proper
verification of your account.
This might be due to one of the
following reasons:
*A recent Change in your Account
Details
*An Internal error within our
servers
CLICK HERE to rectify these
Errors.
Regards,
PayPal Online Security Team.
So I clicked on the link to
rectify these Errors �
although I could do nothing
about the errors in the
grammar and erroneous use of
capitals in the message
itself.
But whatever the errors were,
all I got was a form to fill
in. And guess
what? They want to know
just about everything about me
other than my
great-grandfather's birthplace
(which I don't know
anyway).
Had I filled it in, I would
have handed over my credit
card details - including that
three figure code on the back
- so they could have spent
whatever they could get away
with. Credit card companies
are much better these days at
spotting unusual transactions
� so a big purchase of
something easy to sell (such
as high street store vouchers)
or easy to cash in (such as
some airline tickets) gets
picked up.
But such protection is never
guaranteed � nothing can be
100% secure.
Playing the odds
This is phishing.
PayPal says it would never
communicate in this
way but at first glance
it looks convincing. Now
I don't have an
account with PayPal. As
far as possible I do not send
many payments
through it � I think the
last time was about three or
four years ago. I find it
easier to pay with my credit
or debit card directly.
But the phishers are more
likely to catch the unwary
with PayPal than by using HSBC
or NatWest. It's a simple
question of odds. More
people
online have or have previously
had some relationship with
PayPal than with HSBC or
NatWest or any other high
street bank. In any
case, the banks
are really fast at
removing phishing sites.
There's another organisation
that is even more prominent
than PayPal and far more
in our minds especially at
this time of year. So
expect
a number of emails claiming to
be from HMRC offering a tax
rebate (usually around
�280) in return for financial
details to its
�secure� site.
This seasonal activity is
based on the recent 31st
January deadline for tax
returns, the end of the tax
year on 5th April, and
the interest in tax from
next month's Budget.
Phishing folk seem stupid if
you spot them � and yes, to
forestall comments, I
know it is obvious. But they
will convince someone,
maybe a vulnerable
person, and they will get some
money from this. So
warn those you know both
about the false PayPal and
those phoney HMRC
emails that will come.
HMRC has a warning about this
on its website � but the
problem with all such alerts
is that you have to find
them
before the scam merchants find
you.
Thousands are still caught
each month, their
identities stolen and their
accounts (plus credit
cards) cleaned out.
Don't they annoy you? Those sub-humans
who pose as banks, telephone
companies, building societies,Pay Pal,
Tesco, Wonga, and other institutions
and places that give on-line accounts.
Now these Vladimirs, Mohammeds and
Sergeys usually can not even write
English properly think that they are
going to get us to click onto their
camouflaged websites and we will give
them the details of our accounts to
plunder. As we have about 40
email addresses we easily notice a
batch of them landing in our
mailboxes. So we were delighted to
notice that Google has invited us all
to pass the details of these fake
websites to them so that they may be
blocked and removed. We use
Monzilla's Thunderbird email system.
Now you can right click onto these
click-through lines in the mail and up
comes a box which, among other
actions, allows you to report
fraudulent email scams.
Hopefully you will use the system and
help remove these sub-humans from our
emails.
Firefox 3 or later contains built-in
Phishing and Malware Protection to
help keep you safe online. These
features will warn you when a page you
visit has been reported as a Web
Forgery of a legitimate site
(sometimes called �phishing� pages) or
as an Attack Site designed to harm
your computer (otherwise known as
malware).
THE
SUB-POST OFFICE CATCH 22
Recently our Pensioner Patroller
had some problems with his I-Pad which
he had from Vodafone. It necessitated
that it should be returned to Vodaphone.
For the purpose of sending it Vodafone
sent a Jiffy bag whigh was pre-paid for
by Vodafone. The nearest Post Office to his home is
Staplegrove Post Office. This is still a
considerable walk. When he arrived
he passed the parcel across the counter
but the assistant would not accept it.
In fact she told him that she would
charge him �9.75p to send it.
Disgruntled our valiant Pensioner
patroller refused to pay and went home
to complain to Vodafone.
He was advised to take the parcel to the
Main post office in Taunton. It
seems that these sub-post offices work
on a commission and if someone brings a
pre-paid parcel in they do not receive
any commission, so certain sub post
offices have unilaterally decided to
refuse such parcels, as Staplegrove Post
Office did to our Pensioner patroller.
We can all choose with our feet. Like as
not she is worried about paying staff
and keeping the premises and business
going. Life will get harder yet, of this
I am fairly sure. The the prepay system
is not beneficial to the local sub post
office. Who of us would like to do work
and receive no payment. The irony of it
is you still have to go to a post office
so that your parcels are received into
the postal system. If post offices elect
not to process this type of prepay
system where are the parcels to be
deposited? Post Offices have closed at
an alarming rate and I do feel that
folks should be more supportive of
them. However this is clearly a breach of
their agreement with Royal Mail. The
fact they are not getting
paid for it is a problem
between them and Royal Mail. It
does not give them the right, as a
public service, to refuse
mail. A Royal Mail spokesman said:
� All Post Office
branches have to accept items of
mail on behalf of Royal
Mail, regardless of where or how
the postage has been obtained.
At the same time all
recorded delivery items have to be
processed through our computer
system and a printed receipt
provided."
Staplegrove Post Office Contact
Information
Branch
Staplegrove
Branch No.
215549
Address
Manor Road
Staplegrove
Taunton
Somerset
TA2 6AN
England
Branch Size
2 counters
Telephone
01823325481
Staplegrove Post Office
Opening Times
Day
Open
Close
Monday
08:30
17:30
Tuesday
08:30
17:30
Wednesday
09:00
17:30
Thursday
08:30
17:30
Friday
09:00
17:30
Saturday
09:00
12:30
Validated opening times for
Staplegrove Post Office.
Opening times are based on
normal opening hours and exclude
public and bank holiday arrangements such
as Christmas and Easter.
Please contact your branch for
local arrangements for these
times.
WHY
DON'T PEOPLE
TAKE
NOTICE?
For
more
than a
decade
now we
have
been
warning
people
about
El-Con,
Selva
Carmichael,also
known
as
Michael
Silva
or
Michael
deSilva
real
name
Selvaraj
Narasimman....
Now
51.
This
man,
who
can
not
even
write
English
properly,
has
again
cheated
innocent
people
out of
their
life
savings,
tricked
a
charity,
conned
tv
personalities
and
again
been
jailed
for
�500,000
money
laundering
scam
on
Santander.
All
during
the
period
our
article
in
2006,
reproduced
below
, has
been
on-line
for
all to
read
at the
press
of a
search
engine
click.
Yet
Companies
like
Linked-In
continue
to
list
him
and
"his"
companies.
He
was
the
subject
of a
ten
minute
exposee
by the
BBC
West's
Inside
Out
programme
on
November
6th
2012.
Selva
Carmichael
is now
using
the
name
Michael
Silva
or
Michael
DeSilva,
he can
be
found
at TMC
The
Medical
Co
Ltd, 1
Scott
House,
Admirals
way,
Canary
wharf
E14.
He is
involved
in
Schellenberg
Global
Group
Plc
(Danny
Narash
is
CEO)
and
Worldwide
Finance
Group.
His
wife
Jashmir
Carmichael
Trading
as
Global
Property.
Interesting
to
note
that
some
of his
past
companies
have
been
registered
to a
well
known
'boiler
room'
address,
past
directors
have
been
Temple
Secretaries
Ltd.
Let's
get
him
for
all
his
scams
and
make
sure
he is
not
allowed
out to
scam
for
many
many
more
years.
A
Documentary
made
by
MAKE
World
Media
Ltd
using
our
research
on
Selva
Carmichael.
Soon to be
shown on
Television.
THE
FILM
PRODUCER
TRICK
AGAIN This
time
Selva
Carmichael,
51,
posed
as
Silva
Michael,
boss
of
WorldScreen
Group.
He
filmed
with
Big
Brother
stars
Mario
Marconi
and
Lisa
Appleton
for
a
show
that
never
aired
and
posed
as
the
manager
of
The
X
Factor
singer
Chico.
Carmichael,
who
is
now
being
sued
by
one
investor
for
more
than
�42,000,
declined
to
comment
on
the
allegations.
The
BBC's
Inside
Out
programme
has
discovered
Carmichael
also
failed
to
pay
celebrity-backed
charity
the
Five
Stars
Appeal
thousands
of
pounds
worth
of
promised
donations.
Cico
The
X
Factor
contestant
Chico
refused
to
get
involved
with
Carmichael
He
then
used
his
celebrity
contacts
to
convince
people
to
invest
tens
of
thousands
of
pounds
in
WorldScreen
Group,
convincing
them
it
was
a
successful
media
company.
Carmichael,
who
is
also
known
as
Selva
Narashiman
and
now
has
a
family
home
in
Buckinghamshire,
promised
a
quick
return
but
the
money
simply
disappeared. The
X
Factor
contestant
Chico,
who
refused
to
get
involved
with
Carmichael,
said:
"What
he
wanted
from
me
was
the
contacts
and
friends
that
I
had,
so
he
could
build
a
roster
of
celebrity
friends
that
he
could
actually
use
to
lure
rich,
unsuspecting
victims."
Big
Brother
contestants
Lisa
Appleton
and
Mario
Marconi
spent
months
filming
a
show
with
Carmichael
called
"Lisa
and
Mario:
Their
Journey",
footage
from
which
has
only
ever
appeared
on
the
internet. Lisa
said:
"Knowing
Selva
Carmichael
now,
he's
a
compulsive
liar,
lives
in
a
deluded
land
and
is
a
serial,
serial
conman."
'Silver
fox'
One
WorldScreen
Group
investor
is
currently
suing
Carmichael
and
the
company
for
breach
of
contract
and
the
return
of
more
than
�42,000.
Carmichael,
who
likes
to
be
known
as
the
'Silver
Fox',
promised
The
Five
Stars
Appeal
a
�23,000
luxury
yacht
holiday
as
an
auction
prize
at
an
event
last
year
as
well
as
making
a
�10,000
bid,
both
of
which
never
materialised.
The
charity
raises
funds
for
children
in
the
North
West
who
suffer
with
life
changing
or
life
threatening
illnesses.
A
spokeswoman
said:
"We
entrusted
Selva
Carmichael
as
we
do
with
all
of
our
good-willed
supporters.
We
severed
ties
and
took
legal
action
against
him,
at
no
cost
to
the
charity,
to
try
to
recover
as
much
money
as
possible." Carmichael
has
failed
to
respond
to
inquiries
made
by
the
BBC
but
Inside
Out
has
discovered
he
is
now
serving
a
three-and-a-half-year
sentence
for
an
unrelated
money-laundering
offence.
THE
RIP-OFF
INVESTORS
TRICK
AGAIN
Letter
From
The
Victim
This man
Silva
Michael
(real name
is Selva
Carmichael
- Google
this name
for his
imprisonment
details
Bristol
Crown
Court) is
a massive
scale
professional
fraudster,
he was
imprisoned
for fraud
for 4
years, he
is now
carrying
out all
the same
scams
again, and
has
recently
scammed me
out of
�42,000,
my friend
�10,000,
his ex PA
�6,000, we
belive
there are
so many
more
victims
around the
country. I
am a
single
parent,
this was
my last
money from
the sale
of my
family
home due
to
divorce,
because of
this man I
am facing
HOMELESSNESS
next month
with 2
young
children
!! This
man is so
convincing
in every
scam he
carries
out. He is
5 times
bancrupt
(still
undischarged)
The
Insolvency
Agency
have been
chasing
him for 10
years of
income tax
etc. He is
destroying
lives and
has just
started
the above
new
website to
lure more
victims in
to
suposedly
"invest"
in the TV
schemes,
he is NOT
a film
director,
my money
has
obviouly
paid
towards
this new
websire to
be
developed.
We believe
there must
be many
more
victims in
the
country
and he
needs
exposing,
so he does
not keep
destroying
lives like
this
repeatedly.
Even his 4
year
prison
sentance
has not
deterred
him. He
needs to
be stopped
.
FROM
THE
HORSE'S
MOUTH
We have
also been
informed
that Selva
Carmichael
has been
involved
in some
horse
racing
scam in
the North
West of
England.
We believe
this
involved
either
selling
race
horses or
non-existent
racehorses
to
professional
footballers.
Watch
this
space.
If you
have any
further
information
on this
man Click
here to
contact
us
We
have
been
contacted
by
over
60
would
be
investors
who
tell
us
that
the
article
below
saved
them
from
being
ripped
off by
Selva
Carmichael.
Our 2006
Article
Con-Man
Selva
Carmichael
to star
and
produce
Bollywood
Movie in
Chard
after his
earlier
appearance
at Bristol
Jail!!!
Selva
Carmichael
,
real
name
Selvaraj
Narasimman,
46,(
Known
as El
Con by
Daily
Mirror
readers)
who
wooed
investors
with
trips
abroad
and
promises
of a
quick
return
on
their
money,
was
jailed
for
four-and-a-half
years
in
Bristol
Jail
for
cheating
investors
in a
Spanish
property
scam.
Carmichael,
who
operated
his
company,
The
Carmichael
Corporation,
from
offices
in
Bristol,
offered
people
the
chance
to
invest
in
property
options
or
plots
of
land
in the
Spanish
resort
of La
Manga.
But
soon
after
the
operation
began
in
1996
"the
whole
thing
was
falling
to
bits".
Most
of the
investors
never
saw
their
money
again
including
one
woman
who
lost
�100,000.
Despite
a
police
raid
on his
offices
in
1997,
Carmichael
continued
to
trade
as
normal,
telling
investors
that
it was
"all a
mistake"
and
blaming
the
police
for
his
problems.
Promising
investors
that
he was
going
to
transform
the La
Manga
resort,
the
self-proclaimed
multi-millionaire,
"wooed"
his
investors
with
lavish
trips
to
apartments
in
Spain
and
promised
them a
100%
return
within
six
months.
Carmichael
pleaded
guilty
to
nine
counts
of
obtaining
money
transfers
by
deception
and
one
count
of
attempting
to
obtain
property
by
deception.
It was
not
known
what
Carmichael
had
done
with
the
money.
After
that
he
conned
people
in the
village
of
Coin
outside
Marbella
when
he
started
managing
the
old
BBC
village
of El
Dorado.
Stating
that
he was
best
friends
with
Richard
Bransom
who
he
called
Branston
and
that
he
rode
with
royalty.
It did
not
take
long
before
he was
exposed
by the
Daily
Mirror
and
ousted
from
Coin
&
El
Dorado.
He
also
opened
a
restaurant
in
Newcastle
Upon
Tyne
and
fell
foul
of
the
local
health
authorities
and
was
fined.
Then
from
"the
Mail
on
Sunday"
21
May
2006
by
Tony
Hetherington:
"ONETV
is
a
shambles.
The
Advertising
Standards
Authority
upheld
65
complaints
against
the
company,
all
from
viewers
who
said
goods
had
not
arrived
and
OneTV
had
failed
to
refund
their
money.
The
company
in
Colchester,
Essex,
whined
that
several
top
managers
had
quit.
And
it
is
true
that
four
directors
have
walked
out
in
recent
months,
but
that
is
just
the
start
of
it.
Trading
in
the
company's
shares
has
been
suspended
and
customers
seeking
reassurance
from
the
friendly
smiles
of
presenters
displayed
on
OneTV's
website
should
know
that
some
of
them
have
jumped
ship
as
well.
Debbie
Flint
is
one
of
the
bestknown
faces
on
various
TV
shopping
channels,
but
despite
appearing
on
OneTV's
website,
she
quit
last
month,
announcing:
'I
have
decided
not
to
present
any
more
OneTV
for
the
time
being.'
Hinting
at
problems
behind
the
scenes,
she
offered
her
good
wishes
to
employees
'during
this
difficult
time'.
The
people
really
facing
difficulties
though,
are
the
customers
like
the
couple
in
Buxton,
Derbyshire,
who
told
me
they
paid
�97
for
a
DVD
recorder
to
be
delivered
by
Christmas.
When
it
had
not
arrived
by
January,
they
cancelled,
but
months
later
were
still
awaiting
their
refund.
In
the
face
of
all
this,
OneTV
boss
Graham
Avery,
61,
will
say
absolutely
nothing.
Avery,
who
has
half-a-dozen
other
directorships,
is
probably
too
busy
driving
between
his
television
studio
in
Colchester
and
his
home
in
Ipswich
in
his
luxury
Mercedes.
But
at
least
he
is
more
savoury
than
one
of
OneTV's
owners,
45-year-old
Selva
Carmichael
-
he
prefers
this
to
his
real
name,
Selvaraj
Narasimman
."
Guess
what!
Hackenbush
found
con-artist
Selva
Carmichael
in a
winebar
in
Chard
on
Wednesday
13th
December
2006
spouting
his
next
venture,
and
giving
out
his
card
under
the
name
of a
dissolved
company.
( He
is
banned
as a
Company
Director
and
been
made
bankrupt
twice).Mr
Selva
Car
Michael
is now
self-styled
President
of
SELVASCREEN
INTERNATIONAL
PLC.
His
card
reads: SELVASCREEN
INTERNATIONAL
PLC
Film
Financing Film
Production Film
Acadamy Film
Documentaries
MR
SELVA
CAR
MICHAEL
President
Tel: +44
(0)1753
651700
Fax:+44
(0)1753
785737 Mobile
:+44 (0)
7841 262
2066 Email:
selva@selvascreen.com
Website
www.selvascreen.com
Our
Search
shows:
Company
Details
-
SELVA
SCREEN
INTERNATIONAL
PLC
Registered
No.
05189862
Address:
CGC
33-01
25
CANADA
SQUARE
CANARY
WHARF
LONDON
E14
5LB Type:
Public
limited
with
share
capital
Incorporation
Date:
27/07/2004 Status:
Dissolved
company. Last
Accounts
Filed:
- Last
Accounts
Analysed:
-
See:
http://www.ukdata.com/company-listings/Se-59.html
He
pays
by
American
Express
card
No
374289252191009.
He
claims
the
Company
is
owned
by his
wife
and a
friend,
but it
has
been
dissolved. He
arrived
in
Chard
on
Wednesday
13th
December
&
announced
he
will
be
filming
and
starring
as the
Indian
Prime
Minister
in his
Bollywood
spectacular
in
February
at
Cricket
St.Thomas
&
that
he
wants
to
shut
Holyrood
Street
for
filming.
This
article
has
been
followed
up by
the
Western
Daily
Press
see:
On
Location To
The
Manor
Born at
Cricket
St.Thomas
or is it
another El
Dorado?
or in
OneTV's
studio selling
Sponsorships.
Emails
Response
from
Mr
Selva
Car
Michael...
alias
of
Selvaraj
Narasimman
I
will
try
and
reply
the
best
whey
I
can
and
I
trust
this
might
clarify
the
situation
and
I
hope
you
reflect
on
it.
In
la
manga
,
i
felt
that
at
the
time
there
was
a
great
potential
in
acquiring
land
on
option
and
hold
them
for
a
period
of
time
and
ofload
them
for
a
profit
and
thus
make
monies
for
a
small
number
of
investors
.
As
you
expect
a
large
proportion
of
monies
were
laid
out
by
myself
,
my
immediate
family
and
a
small
group
of
friends,
we
started
well
but
because
our
lack
of
understanding
of
spanish
laws
and
things
taking
longer
then
our
prediction
we
encountered
financial
problems
and
we
just
ran
out
monies
thus
the
predicment
we
got
ourselves
into
and
some
late
investors
losts
monies
and
in
any
business
there
are
risks
for
high
returns. since
i
owned
the
company
I
am
responsible
for
the
outcome,
To
deal
with
spanish
was
difficult
enough
but
to
be
caught
up
in
their
system
was
even
more
difficult.
Because
of
non
payment
of
promised
dividends
the
police
became
involved
and
their
presence
made
in
more
difficult
for
us
to
proceed
to
finalise
matters
on
behalf
of
us
and
our
small
number
of
investors
and
all
we
were
delayed. I
pleaded
non-guilty
to
charges
for
over
5
years
but
on
the
trial
week
I
was
advised
that
these
matters
were
complicated
for
a
simple
jury
to
understand
and
against
my
better
judgement
pleaded
guilty.
on
sentencing
i
realised
that
i
should
have
pleaded
not-guilty
and
tried
very
hard
to
change
the
plea
on
the
basis
that
i
made
a
mistake
but
failed. on
you
have
pleaded
guilty
you
know
the
rest.
I
didnt
wish
to
enter
into
something
to
lose
monies
for
me
or
my
investors
but
these
were
circumstances
beyond
my
control.
We
were
in
La-
Manga
when
a
few
people
knew
it
,its
fair
to
say
its
a
popular
resort. I
am
involved
in
other
business
including
the
one
you
potray
,
but
as
for
One
TV
,
i
invested
in
shares
with
Mr
Graham
Avery
with
a
group
of
friends
and
have
no
direct
involvement
in
the
management
of
One
TV
and
have
sold
that
stock
a
long
time
before
it
surfaced
the
company
was
in
trouble
,
unfortunately
the
reporters
in
papers
concerned
are
not
the
most
credible
and
tend
to
make
up
their
own
stories
and
I
taking
legal
advise
on
how
to
handle
it.
I
have
new
been
the
owner
of
One
TV
or
had
anything
to
do
with
the
management. I
took
time
to
respond
to
this,
I
have
never
said
that
I
was
closing
any
street
for
filming,
I
am
working
on
a
film
project
and
at
cricket
st
-thomas
witness
by
two
individuals
and
i
am
even
more
baffled
why
you
placed
my
card
number
and
its
a
clear
violation
of
privacy
,
we
came
to
your
bar
had
drinks
and
paid
for
it
and
left.
I
trust
you
will
remove
it
.Should
anybody
use
it
clearly
you
are
responsible
as
a
manager
of
the
pub
and
i
will
inform
the
authorities.
I
didnt
come
to
chard
to
con
anybody
as
you
portray
and
I
trust
you
do
understand
.
I
took
the
time
to
write
this
and
when
I
am
chard
next
I
will
pop
in
to
see
you.
Kind
regards,
selva
Second
email
from
Selva
Carmichael
I
have
e-mail
this
article
to
my
lawyers
and
asked
them
to
look
into
the
content
as
its
although
you
based
in
on
article
that
are
written
are
wholly
un-true
and
are
under
litigation
you
are
demed
liable
for
its
content
and
clearly
gone
to
other
receipient
and
liablious.
will
be
in
contact
soon. Kind
regards, selva
Editoral
Comment:
We
are
amazed
to
learn
that
twice
bankrupt
Selva
Carmichael
has
money
to
invest
in
both
a
restaurant
and
One
TV
whilst
the
poor
investors
who
lost
their
money,
when
he
failed
to
buy
the
Spanish
Land
Options
for
them,
have
not
seen
a
penny
in
retribution.
The
authorities
should
look
into
where
the
money
he
has
to
invest
eminated
from.
It
is
all
very
well
a
man
being
convicted
on
9
counts,
but
in
excess
of
�1
million
disappeared
never
to
be
found.
Innocent
citizens
lost
life
savings
and
the
perpetrator
continues
on
his
merry
way.From
1997
Mr
Carmichael
was
asked
to
produce
the
purchased
options
&
always
stated
that
they
were
elsewhere
or
some
other
feeble
excuse.
If
he
was
innocent
he
only
had
to
produce
them.
He
never
did.By
any
chance
we
are
a
website
protecting
unwary
readers-
not
a
pub
Don't Just Take our
word for it
SELVA CARMICHAEL
WEBSITE REFERENCES
We Investigated
&
acknowledge
SELVACARMICHAEL
THERE'S no
keeping
some
conmen
down -
silver-tongued
SelvaCarmichael
kept
popping up
throughout
the year.
The
Spanish
super-swindler
started
off
Our old
friend,
slimy scam
artist
SelvaCarmichael
is up to
his tricks
again.
This time
he's
telling
would-be
investors
of a plan
to turn
the former
Eldorado
set
in
... 1373
of 1998
Date of
Bankruptcy
Order�17th
April 1998
These
proceedings
were
previously
advertised
in The
London
Gazette on
6th May
1998,
under the
description
Selva...
on
business
as Finance
Securities
U.K., and
as
SelvaCarmichael.
Associates
at Suite
403,
Triumph
House, 189
Regent
Street,.
London,
W.I., as a
Mortgage
...
3 Jul
2006 � And
one of the
owners of
OneTV is
convicted
fraudster
SelvaCarmichael. Switch
&
save. �
DEAL
FINDER:
Find the
best
digital TV
package
for
...
April
2006In
fact, our
evidence
helped
jail
SelvaCarmichael
for
three-and-a-half
years in
2002.
Carmichael, 45, was
behind a
Spanish
property
investment
scam.
10/02 -
SelvaCarmichael, 41, who
wooed
investors
with trips
abroad and
promises
of a quick
return on
their
money, was
jailed for
four-and-a-half
years for
cheating
I Said a
Minus 100%
Return.
10/02 -
SelvaCarmichael, 41, who
wooed
investors
with trips
abroad and
promises
of a quick
return on
their
money, was
jailed
for...
...Albert
J. Rasch,
Kathleen
R.
Novinger,
Sandra B.
Masino ONE
LIBERTY
PROPERTIES,
Jeffrey
Fishman
1POINT
SOLUTIONS,
Barry
Stokes, R.
Mike Curry
ONE TV -
SelvaCarmichael
ON...
18
October
2002Byline:
Andrew
Penman,
Michael
Greenwood
WITH the
flash
haircuts,
double-breasted
suits,
plush
offices
and his
boasts of
celebrity
friends,
slimeball
Selva...
Yesterday
we spotted
SelvaCarmichael
just out
of prison
and
boozing in
Smollenskys
bar next
to the
Mirror's
London HQ
in Canary
Wharf. See
the full
content of
this
La
expectaci�n
est� En la
imagen,
SelvaCarmichael
en la
noche
servida,
sin llamar
a
marmenorense,
con unos
amigos
puerta
oficial
alguna, ni
pedir
subvenciones
a
cambio
Now we
have
discovered
that one
of the
digital
channel's
biggest
funders is
a serial
conman
well known
to us. In
fact, our
evidence
helped
jail
SelvaCarmichael
for...
Several
weeks ago,
I warned
that one
of the
owners of
OneTV is
45-year-old
Malaysian-born
SelvaCarmichael, alias
Selvaraj
Narasimman,
a
convicted
fraudster
who was
jailed
for...
WITH the
flash
haircuts,
double-breasted
suits,
plush
offices
and his
boasts of
celebrity
friends,
slimeball
SelvaCarmichael
is one of
the
smoothest
conmen
we've
OneTV is
part-owned
by
convicted
fraudster
SelvaCarmichael, alias
Selvaraj
Narasimman,
and run by
Graham
Avery, 61,
whose
record of
...
www.thisismoney.co.uk
Investigated by
Sammy Gee and Annie
Martine for the
Mercia Tourist Board
and The Wessex
Tourist Board Click here to
contact us
�IMPORTANT
NOTICE:
Private bailiff firms
contracted to
councils, are
defrauding members of
the public with no
opposition from the
Government, Local
Authorities or the
Police. Local
news papers will not,
for whatever reason,
report on this serious
issue. They are
failing in their duty
to raise awareness for
the many thousands of
victims involved. It
seems these crimes
will remain covered-up
if left to the local
press. It therefore
must be tackled by
members of the public
who are prepared to
expose our corrupt
councils.
It has been
publicised in the
national press and on
TV, that Rossendales
Ltd, who North
Somerset Council
contract its bailiff
services to, is a
criminal
outfit.
Have you been charged
Unfair and Hiked-up
Enforcement fees by
North Somerset
Council's bailiff
contractors
Rossendales Ltd ?
This would be in
connection with either
alleged or actual
council tax
arrears. Does
the council state that
they are lawful?
Does the Citizens
Advice Bureau (CAB)
also state they are
lawful? You can
enquire by contacting
the following email
for a second, more
seriously considered
opinion:
nelc.bailiffs@talktalk.net
Alternatively or
additionally you can
register with the
following advice
website where free
guidance can be sought
which may potentially
save you �hundreds in
charges:
http://tinyurl.com/7jppcez
WHO IS RESPONSIBLE FOR THIS FIRE IN DOWELL
CLOSE ON XMAS EVE 2011?
The Old Rage Pensioners
DEATH AND
DESTRUCTION
As As a pensioner resident
of the block of flats in
Dowell Close that were set
on fire on Christmas Eve
2011 I am writing to
register my feelings as to
those responsible for this
event. It appears that
Taunton Deane Borough
Council in their wisdom
decided some time ago that
areas like Dowell Close
which were formerly set
aside for Pensioners were
opened up to include people
of known mental afflictions.
In Dowell Close two such
people were placed some
eighteen months ago. Very
soon the trepidations of the
pensioners living here were
confirmed and regular
reports were sent to the
council and the police about
this. The person
arrested by the police was
never of sound mind to be
placed unsupervised into the
community. He has recently
punched one resident
knocking a tooth out and
then posted drugs through
his letter box with threats,
trespassed into another
resident's flat, argued with
several residents and been
seen prowling about at night
trying to get into parked
cars. The police have been
in attendence on several
occasions. Letters
have been sent to the
council and NHS as this was
obviously a disaster waiting
to happen. The other person
has been abusive to other
residents including one who
has recently died and her
relatives who came to sort
out her home after her
demise. He has also thrown
stones at another resident.
Trahically he was struck by
a No 25 bus in Bindon Road
on 9th January 2013 and has
sadly passed away. By
allowing these people to be
placed amongst the most
vulnerable in the community
the Taunton Borough Council
must be held liable. This
was a Disaster that was of
their making and they have
been negligent in not
dealing with it when the
residents repeatedly
complained. Whilst the
unfortunate perpetrator will
undoubtedly be held
responsible I am sure that
his mental position will be
realised. However
those responsible for
placing him there and
failing to respond to
complaints are the real
people responsible for this
fire which only because of
the prompt action by the
fire brigade, ambulance
service and police may have
resulted in
fatalities. The
Editor The message written
above was sent to the
local MP,the relevant
Local Councillors,
Taunton Deane Borough
Council, Local
Newspapers TV &
Radio and local
Pensioners Forums on
December 25th 2011. The
police have also been
spoken to. We have, at
this juncture, witheld
both responses and
further comment because
there is an ongoing
police investigation.
However we have
emphasised that
Pensioners in the area
have specific rights to
protection and should
have been listened to.
In this case they were
not afforded such rights
or protection.
The Above contacts have
been used by ourselves in
regards this incident
Further to the
article above we
have been writing to
the various public
sector people and
have come across
varying degrees of
response & non
response. Basically
we have been
contacted back by
the Police, Taunton
Deane Borough
Council Liason
Officer, The Taunton
Deane Borough
Housing Councillor,
The Local Mental
Health Office,
Jeremy Browne MP,
Taunton Pensioners
Forum, The
South West Seniors
Forum, The Minister
For Housing &
Local Government The
Rt Hon Grant Shapps
MP and a twot from
the Housing office
at TDBC whose only
reply was that she
had registered our
editor's letter on
his "record".
Basically so far
from the Council
side the buck has
been passed onto
central government
in response the
Minister's office
has quoted chapter
& verse showing
that such decisions
are made
locally.
Everyone else has
tried to hide behind
the sub judice of
the case mentioned
above. Our
question has little
to do with that
case. The case is
only the
manifestation of the
stupidity of mixing
oil with water. The
simple unanswered
question is that the
buck passers have
placed young people
with mental
afflictions beside
vulnerable senior
citizens. This does
not work for either
party. The senior
citizens are being
frightened and
confused and those
with mental
afflictions have
none of their
contempories to turn
to. It is our
opinion that there
is a prima face case
for both parties to
take legal action
against the buck
passers at least for
harassment and at
most for substantial
damages. We have
found that in the
Private Sector a SEO
or senior member of
a Company takes
responsibility and
tries to rectify the
position. In the
Public Sector they
try and pass the
buck. There
are many good people
in the public sector
but there are also
some very rotten
apples. If we do not
get satisfactory
responses by
September 1st 2012
we shall start
NAMING & SHAMING
these rotten apples
in these columns as
we have done within
HMRC in the past in
our financial
websites. We will
not simply put it on
a record but let all
& sundry know
about them. They are
hereby warned. The
pictures on this
article are some of
those who are
assisting in this
matter. The Editor.
STOP PAYING HIGH
CHARGES FOR 08 NUMBERS
FROM YOUR MOBILE
Mobile networks charge a fortune to
call �freephone� 0800, 0808 and 0500
numbers. But there are a number of
smartphone apps that can cut the cost of
calling 08 numbers from your mobile
phone. Call 0800, 0808 and 0870 numbers
for free from your mobile. Despite most
mobile tariffs offering a certain amount
of inclusive minutes, these are limited
to UK landline 01, 02 or 03 numbers and
other mobile numbers. Calling so-called
non-geographical numbers such as 0800,
0870 and 0844, often used by banks and
insurers, will cost you extra. For
example, calling 0800 numbers from an O2
contract mobile phone costs 20.4p a
minute. So a 10-minute call to your bank
will set you back �2.04. Calling an 0871
number will cost an eye-watering 35.8p a
minute.
Other networks charge similar sky-high
prices. Vodafone charges 14p a minute to
0800 numbers and 35p a minute to 0871 or
0844. Orange charges a whopping 40p a
minute to 0844 or 0871 numbers. This
means a 10-minute call to your insurance
company on an 0844 number will cost you
�4.
But if you grab one of the apps below,
you can cut the cost of calling 08
numbers when using your
smartphone.
0870
Based on the popular
saynoto0870.com website, this app allows users to insert the
0870 number they�ve been given and the
app searches the database for an
alternative 01 or 02 number which will
be included in your free minutes.
It then tells users the number and gives
you the option whether to call it or
not. However, the database is not
particularly comprehensive � I tried
several 0870 and 0844 numbers before I
found one for which the app came up with
an alternative. It�s 69p if you have an iPhone but a
similar app for Google Android phones
called 'Say No To 0870 0800 0845' is free.
08 Saver
Costing 69p on an iPhone, this app works
in a slightly different way from the
others. Users can search categories such
as airlines, banks and insurance
companies and find alternative numbers
for a company�s 08 numbers.
For example if you choose �insurance�,
and then Admiral, it lists charged 08
numbers and 01 or 02 alternatives where
available for the insurer Admiral. Users
can then decide which number to call.
There�s also a search function where you
can look up a company and find 01 or 02
alternatives to its advertised 08
numbers. So unlike the other apps, you
don�t have to know the 08 number you
need to call - just the company
name.
This free app works on Android,
BlackBerry, and iPhones. It works by
replacing 0800, 0500 or 0808 calls with
a 01 or 02 landline number, meaning you
can make the call using your free
inclusive minutes if you�re on a
contract or at a lower rate if you�re on
pay-as-you-go (PAYG).
The app itself is fairly basic, allowing
you to input a number, view recent calls
made with the app and a short
information page, but that�s about it.
Once you have put the number in it will
then generate a number and redirect your
call to that number.
0800 Buster
works in a different way to the other
apps, in that it isn�t really an app but
instead is a landline number you call
before dialling the 0800, 0808 or 0500
number you want.
It works in a similar way to landline
prefix numbers. First you need to visit
0800buster.co.uk and look for a landline
number starting with 01 or 02 on the
left-hand side of the page. It has
several numbers and a random one is
chosen whenever someone new visits the
site.
Save the number on your mobile and dial
it when you need to call a 0800, 0808 or
0500 number. When you dial the number
you�ll be prompted to tap in the
freephone number you want to call
followed by the hash (#) sign. Do this
and you�ll only be charged for a UK
landline number which will be free if
you have inclusive minutes.
Aftab Sachak- The Ex- Eastenders Actor Convicted of �83,000 Fraud
on an old boy from Streete Court School,
Barrington Court Is Sentenced to 3
years.
Another Hugo Hackenbush Exclusive
Aftab Sachak is a British actor, who is
based in the United Kingdom. Born in the
United Kingdom, as a member of the
wealthy east-african Sachak family,
Aftab enjoyed the life of a "jet-setting
confidence trickster " before studying
acting. He is also a one-time
friend of Selva Carmichael. He
managed Selva Carmichael's Night
Club in La Manga.
He made his television debut in King of
the Ghetto in 1986, but is probably best
known for playing the serious minded
shop keeper, Ashraf Karim, in the
popular BBC soap opera, EastEnders
(1987�1990). Whilst appearing in
EastEnders, Sachak was in fact coping
with real life bankruptcy after
incurring much publicised gambling
debts, and was even evicted from his
home after his conviction. Sachak has
commented: "I felt like I was stuck in
hell, I even thought about suicide."
After putting his and his victims
monetary problems behind him, Sachak
concentrated on his career. Since
leaving EastEnders he has appeared in
the BBC comedy Waiting for God (1993),
Brothers in Trouble (1995), Call Red
(1996), Out of Sight (1996�1998), The
Bill (1999), Hope & Glory (2000),
The League of Extraordinary Gentlemen
(2003) and Second Generation (2003)
among others. Sachak is also a veteran
stage actor and has appeared in Ayub
Khan-Din's stage production of East is
East at the Octagon Theatre, Bolton in
2005.
Sashak was convicted at Isleworth
County Court on Monday October 17h 2011
of obtaining money by fraud from one of
his best friends of 20 years. The
former friend, who was a former pupil at
Streete Court School in Ilminster, had
some 18 years previous been engaged to a
young lady. The engagement had
broken down and the victim of this scam
had not seen or heard of the young lady
since.
Then 5 years ago Sachak claimed that he
had bumped into the young lady and she
had told him that she was in an unhappy
marriage and would love to once more
make contact with the victim again. As
"she" was afraid of her husband she
thought it best to make contact through
texting.
So began a 5 year session of texts
between the victim and as he thought was
the young lady. In fact it was Sachak
texting back all the time. Posing as the
young lady he text that "she" was in
need of money and could "she" borrow
some. The victim agree and using his
good friend Sachak as go-between passed
over in excess of �83,000 over the 5
year period.
Recently it emerged that the lady had no
knowledge of the loans and Sachak had
taken the money for himself. He was
sentenced to three years at Isleworth
County Court on June 8th 2012.
Correspondence: Please can you provide more info on
the article relating to Aftab Sachak.
I met him in 1973 when he conned me
out of more than 2 months wages. At
the time he had an Afghan passport
which is where his family originated
from. He was as utterly charmimg as he
was ruthless. I'm sure I recall a
previous conviction in the early
2000's but can find no trace of this.
I'd early like to find attributable
information to update his wiki pages
etc to show the scumbag in his true
light - CL
I HATE
THOSE COFFEE MACHINE CAPSULES......
SAYS THEIR INVENTOR
The man who invented the coffee pods
used by millions of Americans in their
Keurig instant brewing machines has
admitted he regrets ever coming up
with the design. In an interview with
The Atlantic, John Sylvan, who came up
with the idea for the coffee pods and
the machine in the early 1990s,
revealed that he 'feels bad' about the
negative impact that the pods are
having on the environment.
Sylvan, who no longer uses the
plastic pods himself, also confessed
he wishes he had never created them in
the first place. 'I feel bad sometimes
that I ever did it,' said Mr Sylvan,
who sold his share of the company in
1997 for $50,000.
Keurig is currently thought to be one
of the most popular at-home brewing
systems in America. Last year the
company sold 9.8 billion Keurig-brewed
portion packs and earned
$4.7billion.
The design is simple - a small
plastic capsule containing ground
beans that can be put into a machine
to produce a cup of coffee at the
touch of a button.
However despite the multi-billion
pound success of the company nothing
has been done to try and make the
packaging of the popular Keurig pods
recyclable.
And Mr Sylvan insists this will never
happen. 'No matter what they say about
recycling, those things will never be
recyclable,' he said. 'The plastic is
a specialized plastic made of four
different layers.'
Mr Sylvan, who co-founded the company
with Peter Dragone, added that the
unique plastic used in the K-Cups -
known as plastic #7 - is only
recyclable in a small number of cities
in Canada, and cannot as yet be
processed yet in the United
States.
Unfortunately the plastic is also
integral to the unique design of
the pods. It ensures that the
coffee inside stays completely
protected from any outside
elements and remains completely
intact while the coffee is being
brewed.Funny 'Kill the K-Cup' campaign
launched to tackle wastage
The popularity of the simplistic
coffee pods has also come across the
shores to the UK. Adverts for K-Cup
featuring the slogan 'Brew the Love',
enticed American audiences. And in
England thousands of customers have
been lured into buying Nespresso
machines following similar adverts
featuring George Clooney.
Nespresso is now the most prominent
capsule company in the UK. The
machines do not take the Keurig
capsules but take similar plastic ones
and Nespresso has established its own
sustainability advisory board.
Mr Sylvan also confessed that
despite his earlier dedication
to the brand, he no longer
drinks coffee made using the
capsules.
In 1995 he had to go to
hospital with heart
palpitations after
testing up to 40 cups of
his coffee a day. He now
no longer even owns a
K-Cup machine and only
drinks filter coffee.
George Clooney has helped popularise
the Nespresso brand in the UK, a
similar version of the K-Cups
Keurig has come under fire on
numerous occasions from
environmentalists who claim that the
number of K-Cups sold in 2014 alone
would circle the earth 12 times if
they were laid down end-to-end
They have started a Kill The K-Cup
campaign, which features a YouTube
video showing the world being
destroyed by the pl.astic coffee capsules.
But despite the continued criticism,
Keurig Green Mountain, the brewing
system's parent company, has yet to
come up with a viable solution to
the problem, despite insisting that
they have been trying to find an
environmentally-friendly alternative
since 2006
Mr Sylvan insists that he has managed
to create a new design for the K-Cups
which would be far more
environmentally-friendly than the ones
currently being used
Not according to Mr Sylvan. The
entrepreneur insists that he has come up
with an alternative design to his
original creation which would involve
relying on the same kinds of materials
used for foil ketchup packets.
But while Mr Sylvan is convinced that he
holds the answer to Keurig's ongoing
environmental concerns, he added that
the company have thus far refused to
trial his new design. 'I told them
how to improve it, but they don't want
to listen,' he added to The
Atlantic. 'There's a much better
way of doing it.'
Ironically, Mr Sylvan's current work,
running energy efficient solar energy
company ZonBak, requires him to be much
more mindful of the environment, which
is perhaps why he is suffering from such
feelings of guilt over his most infamous
creation.
This article by Sean Poulter was
published in the Dail Mail on March
5th 2015
There is another alternative for
consumers and that is to revert to the
coffee bag Phillips Senseo alternative.
These eco-friendly bags are made by Doue
Egbert and also available from other
providers. They are far more like a good
filter coffee and there are several
independent companies providing
excellant coffee. Personally our taster
considers the capsule coffees as an
alternative to instant coffee and finds
the Senseo system far more like the real
thing.
PODS FOR SENSEO COFFEE
MACHINES
For many years now we have been using
Phillips Senseo Machines to make our office
coffee. Although Phillips tied up with
Doux Egberts we found that their range
of coffees for the machines were both more
expensive and inferior to those sold by Lydl.
Lydl's range named Melangerie included
Brazilian. Kenyan, Columbian and Nicaraguan
coffees. However earlier this month Lydl
suddenly removed them from the shelves and
replaced then with another variety using the
Tassimo machines. We wrote to Lydl about this
and they replied:
"Re: Availability of Coffee Pods
Thank you for enquiring about our Coffee Pods.
Unfortunately this item is not available in our
stores at the moment.
We hope to have this available again in the
future and apologise for any inconvenience. We
have passed your interest in this item onto our
Buying Department and would like to thank you
for taking the time to contact us. Yours sincerely, For and on behalf of Lidl UK GmbH Reece Aitken Customer Service Tel � 0370 444 1234 Email - customer.services@lidl.co.uk
Coffee Merchants UK Unit 1, 18B Bennett's field Trading Estate Wincanton,
SomersetBA9 9DT Phone: 0196331137 Fax: 0196331137 Email:info@thecoffeepod.co.uk Email (orders):sales@thecoffeepod.co
Now we have done our research and found a lovely
company in Wincanton; Somerset who can provide
you with the Senseo pads in the following
flavours: Colombian, Costa Rican, Kenyan AA,
Sumatra, as well as Decaffeinated, and
French Extreme.
Colombia Supremo - Savour the rich and
nutty flavour of this classic coffee. French Roast - A dark-roast
lover's dream! Costa Rican Tarrazu - Rich,
volcanic soil, high elevation and climatic
conditions all contribute to the unique
flavour Sumatra 'Lake Toba'- This full-bodied yet
well-balanced cup is one of our Roastmaster's
favourite. Swiss Water Decaffeinated -, and Kenyan AA
DeCaf.
(ONLY included if asked for) House Blend - One of our Roastmaster's
favourite blends - a unique combination of 100%
Arabica beans from some of the premier growing
regions in the world. Smooth, rich &
delicious - perfection in every cup! Brazilian Santos- Brazilian Blend will
produce a balanced coffee with low acidity and
subtle chocolate and nut notes. A good smooth,
bold everyday drinking coffee Roast Master Choice -
Blue Mountain Blend
- Signature - Kenyan AA -
French Extreme Caffeine
Coffee Sense is the solution to your
single cup coffee needs - combining quality
taste with the ease and convenience of a single
cup! The gourmet selection offers the perfect
coffees - light roasts, exotic estate coffees,
flavoured, and decaffeinated as well as premium
hand-picked teas. Convenience, choice and a
gourmet selection!
Individually Wrapped - 8g per
pod
100% Arabica Coffee
Responsibly Grown Coffee
Kosher Certified
The government has pledged �250m to restore
weekly bin collections across the country...
Do you think it's one of your basic human rights
to have your rubbish collected once a week?
Communities and local government secretary Eric
Pickles does. Last week he said: �Every
household in England has a basic right to have
their rubbish collected each week", and
announced he is setting up a �250m fund to bring
back the weekly bin round.
According to the Government, the move is
what most people want and that the cash will
make a �significant difference�. The
majority of English councils currently run
some form of fortnightly collection.
However, only councils that guarantee weekly
collections for five years and demonstrate
improvements in recycling and procurement will
be eligible for a slice of the �250m fund.
Labour�s shadow communities secretary Caroline
Flint attacked the changes as a bribe to
councils to help Pickles save
face. Environmental campaigners also railed
against the plans saying that fortnightly
collections meant more recycling and less
landfill waste. Still no guarantee
Despite this cash offer, the government still
cannot force councils to bring back weekly bin
collections.
In fact, a survey by The Daily Telegraph this
week found that four out of 10 councils will not
be able to guarantee weekly doorstep rubbish
collections; even in the short term.
Indeed, a quick
Google News search of �weekly bin
collections�
brings up several local paper articles detailing
the rejections of Pickles� plans by a host
councils.
So, if you find yourself with a little extra
rubbish lying around, what can you do about it?
Make money from your rubbish
Here are some simple ways to turn your trash into
cold hard cash: Sell your broken rubbish: If it
ain�t broke, don�t fix it. But if it is broke �
sell it on! Website simplydrop.co.uk
will pay good money for broken cameras and MP3
players. An alternative is to offer it on
eBay,
providing a fair and accurate description of the
item. Many people are willing to buy broken goods
and fix them up when they arrive. Printer cartridges: Cashforcartridges.co.uk
will pay up to �4.50 for some empty ink cartridges
or you could hand them in at
Boots for 100 extra advantage card points. Sell your clothes: There are
several online portals that allow you to swap your
old, unwanted clothes or sell them for cold hard
cash. Try
bigwardrobe.com
and
whatsmineisyours.com; both sites are free to join.
Alternatively, you could give your old togs to
charity. If you donate Marks & Spencer clothes
or soft furnishings to Oxfam, you'll get a
�5 M&S voucher back in return. Don�t ditch your old mobile: A
host of sites have now emerged that will buy up
your old mobile phone.
Envirofone,
Mazuma
and
Mopay
will give you an instant price, just by inputting
your phones details. It may also be worth giving
eBay a go,
especially if you�re shifting a high-end
smartphone.
Read Turn
your old mobile phone into cash
for some more tips. Get cash for old CDs, DVDs and computer games: If you�ve got a stack of old films, albums and
games and can�t remember why on earth you bought
them � then sell them on! One quick and easy way
to do this is to head to
Musicmagpie, a site that allows you to send off all your old
discs for a set amount of cash.
However, as we revealed in
The worst way to sell DVDs, Musicmagpie doesn�t actually give you the best
return on your old media � as you�re essentially
paying for the convenience of quickly shifting
your discs.
Try eBay or
Amazon if
you�re after a bit more cash for your old gear.
Sell your books: You should never
be throwing out old books; not when you could be
making cold hard cash for them!
Greenmetropolis.com
is a nifty site that allows you to pass on your
books to other readers � for a price of
course.
BookMooch
runs on a similar set-up; however this site
encourages you to trade books. Every time you
swap, you�ll receive points that you can then use
to get hold of other books.
Old academic text books are another potential cash
cow. If you or a member of your family are heading
back to university with a bag load of old books
from previous modules, why not sell them on new
students? Try pinning up lists on department
notice boards and student union walls or even
setting up a stand on the campus.
You should also keep your eyes peeled for
collectables � especially if you have a lot of old
childrens books. My Editor here at lovemoney.com
recently found one of her childhood books (the
riveting tale of
Bertie the dog and his big red ball) listed for �50 on Amazon.
Check out
Sell your youth to survive the recession
for some more tips on making money from vintage
and collectable items. Have a car boot sale: Car boot
sales are great for shifting a large range of old
and unused items in a short space of time. Head
over to
CarBootJunction
to find a list of sales in your local area. Pass on large items: There�s no
reason to pay for ditching old beds and furniture
anymore � not when you can give large old items
away! Sites like
Freegle,
Freecycle
and FRN allow
you to shift your old furniture for free by
passing it on to other households who will come to
your home and take it off your hands � saving you
delivery and disposal charges.
The sneaky way Tesco funds price drops
by
Robert Powell I'm a journalist at
http://www.lovemoney.com. After graduating from the University of Liverpool I
studied for an MA in Broadcast Journalism at the
University of Westminster. You can follow me on Twitter
@robpowell_87 or e-mail me at
robert.powell@lovemoney.com
Picture to left Tesco Paris 1967 opened on site of
old horse butchers... the sign of things to come?
Tesco has made �500m of price cuts across
3,000 everyday products. But all these
savings have to be funded somehow...
For 14,000 employees of the supermarket giant
Tesco, last weekend was a long one. Thousands
of products were being re-priced as most of
the nation bedded down for a Sunday.It�s all
part of Tesco�s biggest pricing shake-up in 20
years.
Big price drop
Tesco is ploughing �500m into price drops of
up to 30% on over 5,000 foodstuffs. The cuts
will focus on everyday products such as eggs,
milk, fruit and veg. Tesco�s own brand
products will see the biggest
reductions.
Branded as �The Big Price Drop�, Tesco says
its initiative will give customers a more
straightforward shop. The number of promotions
is also being reduced in favour of
wide-ranging lower prices.
But this revamp isn�t all good news for
shoppers.
Halving Clubcard points
Tesco is also making changes to its Clubcard
scheme. In four weeks' time, the supermarket
will award just one Clubcard point for every
�1 spent. That�s half the number currently
given away to shoppers.
However, Tesco will be improving the value of
its Clubcard scheme. The exchange rate for
points will rise from three to four times on
popular rewards like Pizza Express and
Strada.
The revamp has sparked negative responses
from rival supermarkets. Sainsbury�s condemned
the price-cuts as �classic smoke and mirrors�,
since Tesco will be slashing Clubcard points
to fund it.
Asda also shrugged off its rival's move,
pointing to its price guarantee scheme. Vickie
North, Head of Food PR for the supermarket
tweeted last week: �Hi Tesco. One word. Yawn.
We were 10% better value yesterday. We are
today. And we will be on Monday. That�s why we
have a price guarantee.�
So is this rehash just a big ruse on the part
of Tesco? Or is it a genuine leg-up for
struggling families?
Cuts on everyday items
Take a look at this table detailing some of
Tesco�s price cuts:
Product
Description
Original Price �
New Price �
% Reduction (value)
Eggs
Tesco free range eggs medium box of
6
1.48
1.30
-12%
(0.18)
Milk
Tesco semi-skimmed milk 2.272LTR /4
pints
1.49
1.25
-16%
(0.24)
Bacon
Tesco 10 rashers smoked back bacon
300g
2.48
2.23
-
10%
(0.25)
Tomatoes
Tesco salad tomatoes 1kg
2.00
1.20
-40%
(0.80)
Whole chicken
Tesco fresh whole chicken
5.00
4.00
-
20%
(1.00)
Washing-up liquid
Tesco washing-up liquid lemon
500ml
0.61
0.55
-10%
(0.06)
Plasters
Tesco assorted fabric plasters
40�s
1.00
0.83
-17%
(0.17)
Spread
Tesco butter me up 500g
1.26
1.00
-21%
(0.26)
Cheese
Tesco extra mature cheddar 500g
3.99
3.19
-20%
(0.80)
Mince
Tesco beef mince 500g
2.20
1.80
-
18%
(0.40)
Ham
Tesco wafer thin honey roast ham
420g
3.00
2.40
-20%
(0.60)
Pasta
Tesco Penne Pasta Quills 500g
0.89
0.70
-22%
(0.19)
Cleaning product
Tesco anti-bacterial cleaner spray
500ml
1.30
1.10
-15%
(0.20)
Source: Tesco
Obviously these figures � obtained from Tesco �
are just a snapshot of the full range of changes.
However it is encouraging to see so many everyday
items on the list.
Research conducted in June by Asda showed that
households are about �60 a month worse off than
they were last year. This can be in part put down
to rising food costs.
Moreover, as the purse strings tighten, the
temptation to turn to cheap, low quality and
unhealthy food is often too great for many
stretched families. This is fuelling the widely
trumpeted �epidemic� in childhood obesity.
Granted, cheap, unhealthy food is still rife
throughout Tesco. But by taking the step of
including foodstuffs like fresh fruit and veg,
meat and pasta in its price cuts, the supermarket
should be applauded.
Cutting down on redundant promotions is also a
positive step. For too long shoppers have been
forced to buy more than they need just to obtain a
reasonable single-unit price. This has often led
to an increase in household waste when foodstuffs
are not used before they go off.
All in this together
Tesco has made these price drops after speaking
to 200,000 customers and analysing Clubcard data.
And it shows. The supermarket�s move is an
appropriate reaction to the current economic
climate and a wise public relations move for the
chain.
As Mark Kleinman noted in the
FT, the language used by Richard Brasher, Tesco�s
UK Chief Executive, when announcing this price-cut
was rooted in a common current theme. Mr Brasher
spoke of �families suffering under budget
pressures� and the role of Tesco in helping them
�make ends meet�. For anyone who�s watched a David
Cameron or George Osborne speech recently, the
sentiments should be familiar.
The message from the supermarket is clear. We�re
all in this together.
A food delivery service where the food
isn't delivered?
My weekends with my little boy are precious, so I
want to spend as much time with him as possible.
That�s a big reason why, since the turn of the
year, I�ve tried out the delivery services from a
range of different supermarkets. And without
question, Asda�s has been the worst.
A couple of weeks ago our order from Asda turned
up two hours late, at 11pm on a Friday night (like
all the cool kids, I tend to be at home on a
Friday night). After complaining, the supermarket
offered me a free delivery to make up for
it.
Having failed to learn my lesson, I attempted to
use that free delivery this past Friday. We got a
call from the driver halfway through our two-hour
delivery slot asking for directions (a common
occurrence whenever we order anything, despite the
fact that we live on a main road), and thankfully
he was only two roads away.
Sadly, he ignored those directions and drove past
our house. And despite trying to call him over the
course of the evening, he not only failed to pick
up his phone, he also failed to show up at all. So
instead, I had to waste an hour of my weekend in
my local supermarket shopping for baby milk. Not
good.
The first supermarket delivery service we tried
was Tesco, and really I had no complaints. The
deliveries were almost always on time, and on the
one occasion it was late, the driver had the
courtesy to call ahead of time to warn us. On the
negative side, virtually every time we ordered
food, at least one thing we ordered was out of
stock and so had to be substituted for something
else.
However, the best delivery service we have
enjoyed, by a country mile, is that of Ocado. When
you order, you get a text message from the firm to
not only confirm the time of your delivery, but
also to tell you the name of the driver, and even
the number plate of the delivery vehicle.
Even better, on the three occasions we�ve
ordered from Ocado, the driver has not had to
call for directions once. It�s a small thing,
but it makes a difference to me!
Of course, the trouble is that shopping at
Ocado tends to be more expensive than Tesco and
Asda. Indeed, you need to spend at least �40
just for them to deliver.
And the delivery costs can be a little dear.
For example, if I wanted to get my shopping
delivered this coming Friday night, at first
glance it looks like the 9-10pm slot is �4.99.
But that�s only if you spend more than �75 �
spend less than that and it jumps to �5.99. And
slots in prime timeslots can climb as high as
�6.99.
Meanwhile, with Asda, the same Friday night
slot would set you back �3 (assuming they ever
showed up). And Tesco charge �4.50 for the same
slot, while peak timeslots will see the cost
jump up to �6.
The one service I�m yet to try is Sainsbury�s.
Having looked at the site, for the same timeslot
on a Friday night, I�d be paying �3.95 (so long
as I spent more than �40, otherwise it jumps to
�6).
So what have your experiences been of the
various supermarket delivery services? Are they
worth it, or should you just stick to shopping
in store?
TAUNTON WATCHDOG Are Taunton OAP's Still Being Taken for a Ride?
by Hugo .Z. Hackenbush
Taunton Deane along with
Christchurch in Dorset has the highest percentage
of Old Age People in England. Therefore anything
to the detriment to pensioners should be reported.
As you may well know the concessions to OAP's are
to be removed for long distance coaches after
October 31st 2011. Now we find out an even more
disturbing matter happening in regards to Somerset
transport. For several years now Taunton has had a
very good service called Slinky. This service has
picked people up from their homes and taken them
to their preferred destination... and returned
them home. As this is considered a local bus
service OAPs with bus passes use this admirable
service for free. This service is pre-booked
and we have been pleased to advertise it on this
site for 5 years. The Transport in Somerset
service has another service which provides a
personal car service ,manned by volunteers, for
which they charge �2 per head per journey. Again
an admirable service.
However the people who run these services
down at Sixacres have recently become either
confused or something more sinister. Basically
without informing
the people who have asked for the Slinky Bus
service they have been sending the car service and
the drivers are now demanding the �2 per journey
charge. This has happened to one local OAP twice
in one week. On the second instance a small car
with a volunteer driver arrived at
Morrisons for four OAPs ( 2 of then over 80 and
the other two over 70). The journey was very local
and the car could hardly accommodate the
driver, the 4 OAPs and their shopping. For this he
demanded �2 each . So he was taking �8 for the
short journey from Morrisons to Bindon Road. This
was in fact higher than local taxi services.
We did have a photo of the driver on this site,
but as of September 16th 2011 Somerset County
Council identified him as one of theirs, a
Mr.Pat Foster, and we have removed it. If
tMr.Foster had shown identification or
authorization when it was requested of him there
would have been no need to place his photo on
line. It was his refusal to produce such
authorisation that left us no other option than
to photograph him and circulate the picture.
This was done in the public interest in case he
was a rogue operator. In this case the
complainant apologises to Mr.Foster who was no
more than the messenger in this matter. A person
in the wrong place at the wrong time.
But our complainant was right to be wary as in
London Transport in London are running a campaign
to warn passengers about getting into unlicensed
cars, but it appears that Transport in Somerset in
Taunton are not taking this seriously.. See the
London campaign below:
So the OAPs who go on the same journey each week
and were waiting for the bus at Morrisons for free
had to experience a service which turned up over
20 minutes late,refused to show any form of
identificationand tried to shuffle them into a
small car and charge them �8. One of the 4
OAPs is one of our contributors and he informed
the driver that he had no intention of paying the
�2 as he had already had the same experience four
days previous and had informed the booking office
that he did not book the car service. He had
booked the bus service. The driver refused to take
him. As one of the witnesses below stated
there was a "heated discussion" which has been
blown up out of recognition. The driver & the
complainant were both victims as the fault lay
elsewhere. Our main concern is that vulnerable
people are being picked up by a car without any
prior warning that a car will be coming.
Later that day the complainant rang the booking
number and was answered by a person called Fordham
who explained that it was one of their drivers
that there was a shortage of bus drivers and that
they had had to provide alternative transport
which created extra charges and was subsidised.
This we understand but is it right that OAPs
struggling on a limited budget should be charged
in this way? A cost they have not budgeted for and
being blackmailed into paying for on the threat of
being left abandoned as the driver did to an OAP
who objected to being charged
Our contributor would have paid if he had
been given the choice beforehand but he and the
others were picked up by the bus on the outward
journey and were waiting at Morrisons for the
return bus when Mr.Foster, who the Council have
now identified as one of their volunteers,
appeared in lieu and asked each passenger for �2.
Regardless of protestations that the complainant
was informed beforehand the offices at Sixacres
have failed to produce evidence that they did. The
complainant has a telephone that lists all calls
received and no such call shows. Further the other
three passengers confirm that they were not
informed either.
To add your name or write to: Mike Gillingham,
Transport in Somerset,Sixacres, Sixacres Close,
Roman Road, Taunton,TA1 2BD (GMGillingham@somerset.gov.uk) asking for the return of the charges not
contracted for and paid under duress This is
YOUR LEGAL RIGHT. We will, of course, publish any written
response by Transport in Somerset.
This story was discussed on BBC Radio Somerset on
12th September 2011 and the representitive of
Transport in Somerset agreed that all drivers
should show identity to the passengers and that if
a car has to be sent passengers should be informed
prior. However he stated that in the instance
above the passengers were informed. None of them
can recollect being so informed. We have been
assured that this will be done in future. This
does not seem to be the case as we are still
getting reports that cars are arriving instead of
buses without prior warning. A lady of over 80
takes a regular trip to visit an old friend in a
care home every week. Last Tuesday September 20th
2011 a bus took her but unannounced a car came to
take her home at the cost of �3. She did not
want to pay but the driver called Sixacres and
told her she would have to. We will continue to
publicize this until this matter is put right.
Unfortunately we and our lawyers have received
abusive telephone calls over this article which
includes threats of arson and the murder of our
chairman. All calls are recorded and details have
been given to the police.
The Power of the Press? Guess what Somerset
CC have done in response.... they have now made
passengers more vulnerable by telling them that
they will no longer inform regular users that a
car is coming instead of a bus! Less work for
Somerset CC and more danger for passengers. Are
they aware that there is a large campaign going on
in regards this problem? They have also
turned down our suggestion that each volunteer car
should have a sticker affixed to its windscreen
showing it is approved by Somerset County Council
as normal taxis and minicabs have to. It seems
there is one law for the private sector and
another for the public sector.
We have had several phone calls on this matter.
Within minutes of our publishing this article we
received 4 phone calls from tthe same person. He
purported to be from a firm of solicitors in
Taunton telling us to remove the article. He
wasn't. We have researched his number and have
that person's details and email address. Whilst we
try and write accurate news we are open to
constructive criticism. We note that this person
helps Help For Heroes which is very admirable. As
you will see from our main Taunton page we try and
promote them and our valiant boys fighting for us
all. May we praise him for such work, but please
go about calling us in a fit and proper way.
MESSAGE SENT THROUGH To Our WEBSITE
This form was submitted: Sep 16 2011 /
16:03:09
by a visitor with this IP Address:
86.176.202.80
FirstLastName = Joe Smith
Email = Up yours
Message = You are scum bag who has twisted the
truth, you are pretending to be a lawyer and you
are the man in your column you are a a fruad and
I am an oap who uses this service and you dont
speak of me. Print this if you dare but you wont
will you.
Thank you I'm actually a vet . You obviously
need a Pat on the back son.
REPLY
The Informed Investor began publishing from
offices at 13 Nottingham Place, London, W1 (See
Picture) in 1972. It started as a printed
publication for Drummond & Co, European
Legal & Tax Advisers since 1966, offering
Investments and Insurance. Long before today's
regime in regards commissions Drummond &
Co pioneered discount selling
of Linked Insurance and Unit trusts-
splitting the commissions with the purchaser.
Many in the Industry condemned this and many
leading Insurance Groups refused to take their
business. Most of those companies have gone out
of business today & Drummond & Co are
recognised as the Company that led the way.
Today 38 years later Drummond & Co still
lead the field in Financial Innovations and have
advised both the public and professionals. As
Financial Commentators the Informed Investor
have, over the years, Informed Investors about
dangerous offers and Financial mis-doings
sometimes years before the scandals broke. This
we continue to do through our many
websites.These have attracted over 230 million
views. This includes:
www.ukinformedinvestor.co.uk,
www.chesilbank.co.uk.
We provide a free service for British Tourism
and back Britain through:
This form was submitted: Sep18 2011 /
10:10:33
by a visitor with this IP Address:
89.138.111.45
FirstLastName = DAVID J. MOHER
Email = davejmoher@yahoo.co.uk
Message = I have both witnessed this incident
and read your website. I am a visitor to England
and am amazed how such a low key difference of
opinion has actually received such coverage. In
my country it would have been far more
demonstrative and louder. The complainant was
obviously distressed and all he did from a
distance shout to the driver that he objected to
being asked for �2 as he had been expecting a
bus not an inappropriate car. He was carrying a
filled personal trolley and a walking chair. It
looked unlikely that with the other passenger's
shopping as well as the passengers there was
inadequate room. Yes he was annoyed and loud.
But he was only asking Questions.
However the driver fueled the situation by
telling the complainant that he refused to take
him anyway. In fact I don't believe he could
have and he used the excuse to avoid taking an
overweight car. The Complainant then asked the
driver to show identification and the driver
flatly refused.Two older men following their own
agenda from a distance. It was all over in a
moment and to his credit the complainant left
the scene. If, as has been written, the
driver was an authorized representative of the
local Council he should have both shown that he
was instead of irritating an old man who was
understandably apprehensive and hesitant to get
into the car. On the other hand the complainant
should have moderated the volume of his voice.
The Driver, in a position of responsibility,
failed to use the basic communication skills to
diffuse a really minor situation instead of
fueling it. Which he had a duty to do. I have
witnessed far worse in an infants play group....
just two grumpy old men who should have known
better. My sympathies were for the other
passengers and I was apprehensive enough to
write down the car registration number in case
your complainant was right in his apprension. I
must thank you for providing my family with such
a comprensive and interesting website on
Taunton..... we will be back.
Thank you for visiting our lovely town.
MESSAGE SENT THROUGHto our WEBSITE
This form was submitted: Sep 18 2011 /
16:10:05
by a visitor with this IP Address:
86.153.174.46
FirstLastName = Matt Paynter
Email = matt2481@yahoo.com
Message = Dear writer I have been following
this story with some interest as I bore witness
to the heated discussion at the Morrison's car
park and I must say that the gentleman with the
car was very undeserving of the treatment dished
out by your complainant. On the whole it was
very disturbing to witness such behaviour from
an OAP to a gentleman just trying to help. Your
write up should be aimed at the correct people
and not an individual. I do hope your web site
will post this comment as I think it's very
important for freedom of speech and the
integrity of this site if its to be taken
seriously. Regards Matt Paynter Thank you. Obviously you have grasped the
point. This article is not about a driver ,who
failed to show authorization, but about the
people who caused the heated discussion
MESSAGE SENT To OUR WEBSITE
This form was submitted: Sep 18 2011 /
22:27:08
by a visitor with this IP Address:
213.120.211.100
FirstLastName = Mark Lewis
Email = markjameslewis@fsmail.net
Message = Surprise surprise you did not publish
my email because it was factual and observed by
four people I must agree with the first person
Joe blogs john smith whoever. You are a fraud
and a disgrace and you report bias B**l S**t.
People like you make me laugh you are quite
pathetic and did not even reply to my personal
email as I left my address. You are farcical and
a joke and you have the audacity to claim you
are credible website. All you publish is one
sided opinions to put over your point of view.
You are deplorable and disgraceful and you claim
to be a lawyer or within this industry no wonder
there is so much scum on the streets. Talks
about selective reporting!
Mark Lewis Unfortunately we can find no trace of an
email from the above Visitor. In case of error
I live in Embryo, which as you may know is in
the vicinity of Wishful thinking.
POLICE are appealing for witnesses
after a couple were assaulted following a
dispute about a taxi hire.
The assault occurred at 3.15am on
Saturday, October 15 2011. A couple had been out in Yeovil
socialising when they were involved in a
dispute over the hire of a taxi. A 17-year-old woman was hit in the face
and an 18-year-old man was pushed to the
ground.
The suspects are described as a group
of four or five white males.
Anyone who witnessed the assault or
knows who is responsible is asked to
contact Avon and Somerset Police on the
non-emergency number 101.Alternatively, phone the independent charity
Crimestoppers on 0800-555111.
Cabbie Stabbed By Passenger
17th September 2008
A taxi driver is recovering in hospital after
being stabbed by a passenger in an unprovoked
attack on the outskirts of Taunton. The victim, who is in his 50s and has not been
named, sustained serious but not life
threatening injuries. He was then bundled out of the cab by his
attacker, who drove off leaving him at the side
of the road. Police later stopped the white Fiat vehicle
near Bridgwater with a stinger device and
arrested a teenager in connection with the
incident shortly after 2am yesterday
(Wednesday). Officers raced to the junction of Kingston Road
and Corkscrew Lane, in Taunton, after a caller
from Ace Taxis reported one of the firm�s
drivers had been attacked with a knife. They found the driver, who is in his 50s, at
the side of the road suffering from stab wounds
to his leg, hand, arm and buttocks.
A MINEHEAD cabbie convicted of sexual assault
on a female passenger is still taking fares in
the town.
Paul Gunter, 30, of Timberscombe, has been
registered as a sex offender after he fondled a
pregnant woman's breasts while taking her home
from a town centre shopping expedition.
A jury found him guilty at Taunton Crown Court on
August 18 but the hearing was adjourned until
September 29 for pre-sentence reports. Gunter was
released on bail on con dition he does not carry
female pas sengers in the front passenger seat of
his cab. He was told on August 21 his Hackney
carriage drivers licence was being suspended by
West Somerset Council.
The �You don�t have to pay your bills� scam by Tony Levene of Love Money If you get a text offering to help you write off your
credit card debts, don't fall for it
I've been hit by a plague � not of locusts but of
texts and phone messages telling me I don't have
to pay my credit card and other unsecured loan
bills.
One even told me I could escape �2,310 - even
though none of these texters and callers can know
what I owe or don't owe. But this promised freedom
from debts does sound truly amazing.
It's also easy. I don't have to emigrate to the
Gobi desert to escape my creditors or build a
bailiff proof wall around my home. The beauty of
this plan is that it is legal. In fact, it is
actually sanctioned by new laws � or so the above
mentioned texts and phone calls assure me.
I bet not too many readers knew that! So I
can go on a crazy spending spree, knowing I need
never bother with the bills. Sheer heaven.
Here's one text. �Due to new legislation, records indicate that
you can now apply to have it written off.�
And someone who described himself as �just working
in the call centre of a major claims management
company� told me if I had a pre-2007 credit card,
it was �likely that I did not have to pay a
penny.�
It only costs �499
So how to find this financial nirvana?
All it costs is �499 (and that would be added to
my credit card, whose debts would be almost
certainly null and void so it was really free!!!)
plus I would get that �499 back in the remote
possibility that this did not work.
What these claims management companies (all
subject to light as a feather Ministry of Justice
regulation) all maintain is that credit cards and
credit agreements before 2007 may not comply
exactly with sections 77 and 78 of the Consumer
Credit Act. In a nutshell, these firms say, this
puts the onus on the credit provider (the bank) to
send a copy of the original agreement if the
customer requests it. Failing to do so within 12
working days means the consumer can regard the
agreement as unenforceable.
The same freedom can be obtained, they say, if the
credit company failed to give proper written
notice of interest rate changes or variations in
the credit limit.
Now, according to a number of blog sites, some
people have managed to achieve this � especially a
few years ago when some banks decided it was
cheaper to roll over than to fight this in court.
They don't roll over any more.
Now here's what the claims management people
don't tell you.
What they won�t tell you
Assuming you win because an �i� has not been
dotted or a �t� crossed, unenforceable does not
mean the debt is wiped out. It means it cannot be
enforced through the courts. That won't stop the
banks entering your failure to pay on your
credit record
� so no new mobile phone contract let alone a
mortgage � and it does not stop debt collectors
calling you. It won't stop the bank cancelling
your card.
Plus, it does not prevent the bank selling the
unenforceable debt to one of those companies that
buys up old debts for a penny or two in the pound.
They have no legal right to enforcement but they
often have more graphic methods.
But even if the bank says it cannot find your
original agreement, a legal decision (a December
2009 case known as Carey vs HSBC but it included
other banks and other customers) that the claims
people won't mention says the bank can
�re-constitute� the contract. The bank may not be
able to find your particular paperwork from 10 or
20 years ago, but it will have a sample so it can
re-create the original. And unless you still have
your copy of the document, you can't challenge it
(it will probably be correct, anyway).
Once this is done, the debt becomes enforceable
again.
Get out clauses
The other supposed �get-out� clauses � not
informing about interest and credit limit changes
� are covered in most terms and conditions.
The debt management companies send out almost
identical letters costing around a tenner so it's
good earner. And you can't ask for your money back
if they can show the debt is legally
unenforceable.
But don't expect a �499 refund if lenders find
other ways of getting their cash or punish you
with blacklisting. The claims people will argue
they did what they set out to do � and you won't
find a claims company to take your side in any
subsequent dispute.
Banks are not the most attractive firms around.
And you may have some sympathy with those who
can't pay. But those who won't pay - and those
that profit from encouraging borrowers not to pay
their debts - simply put up the costs for the rest
of us. Follow me on twitter @tonylevene1
TAUNTON DEANE BOROUGH COUNCIL
CANCELS XMAS
& GO DECIMAL WITH THE 10 MONTH YEAR
Ref: H81/7/7/057/5 For The Attention of Amanda Oaten
Housing Property Services
Priory Depot, Priory Way, Taunton, Somerset
TA1 2BB
An Open Letter also being Published on the
Taunton Website of the Wessex Tourist
Board.
Dated 1st August 2011
Dear Ms Oaten
I have today had your regular epistle pushed
through my letter box telling me that there is
a Statutory Requirement for me to have an
annual safety inspection and service of all
gas and solid fuel heating appliances
installed in my home. Now, heavens forbid, I
do not allow these inspectors in every ten
months ( I presume you all work a 10 month
year & that is why Pension changes are
essential) I start getting your ever stronger
epistles. As I said 10 months ago you are
wasting council tax payer's money by paying
for 6 "annual" inspections every 5 years.
Whilst you are wasting money many of your
former co-workers have lost jobs because of
cut-backs. I'm sure that they and the rest of
council tax payers will be alarmed to learn
that Xmas and Guy Fawkes have been canceled
this year as the Council has decided
that November & December no longer
exist. In my calculation I am due to legally to be
inspected etc on October 12th.... not July
29th. I shall, of course, obey the statutory
law, and allow the inspection in October. We
may then celebrate the birth of Jesus on his
real birthday on October 25th and I may then
wish you season's greetings.
Sincerely yours, Michael Davey
(Wessex Tourist Board)
Taunton Deane Borough Council state that the
Council's housing stock comprises of
approximately 6,000 rented houses with a
further 372 leasehold properties. The housing
service also owns and manages a number of
shops and meeting halls. It is a statuory
requirement that all gas fittings must be
inspected and certified annually. Obviously
this is a very necessary function. However as
seen by the letter above Taunton Deane Borough
Council have decided to inspect and certify
these premises every 10 months. If the
occupier states that he/she is quite prepared
to be inspected as per the statutory
requirements (i.e Once a year) he/she are
subject to a system of letters and threats
about the council breaking in and changing the
locks. This, even though the occupier has
actually made an appointment that complies
with the law. On the above instance 5 people
turned up at the door at the time of the
mutually arranged appointment - these included
a Council Officer, A locksmith and 3
engineers. Guess what this whole
procedure has begun again in 2012. On a
conservative estimation the Council could be
paying �50 a visit (Although the norm is
approx �70). Therefore the cost on 6,372
properties could be �336,600 per annum. Over 5
years this adds up to �1,683,000 but they will
be paying �2,019,600 which is an extra
�336,600. Is that an economic way to spends
Council Tax money?
Gas Safety Week: how safe are your gas appliances? Rebecca Rutt
Gas appliances which have stopped working properly
or were poorly fitted can be a health hazard and
also end up costing you a lot of money. How safe are
yours?
Gas Safety Week: how safe are your gas
appliances?
Every household has a certain number of gas
appliances which are used on a daily basis. But if
they�re not fitted properly or maintained they can
cost a lot of money and be a real safety risk.
That�s why the people from the Gas Safety Register
are dedicating this week to making sure we are all
aware of the potential dangers which could be
lurking in our cooker or gas fire.
Gas safety checks
To make sure all your gas appliances - such as
fires, boilers, wood burners or cookers - are
working safely and cost efficiently, you need to
arrange annual services and safety checks. A
registered engineer will come to your house and
perform a series of checks, such as making sure
appliances are on the right setting and burning with
the correct pressure, checking ventilation routes
are clear and working and that harmful gases are
being removed from your house. They will also give
you advice on when you need to replace an appliance
and produce a report detailing exactly what state
your items are in.
Signs you need to book a safety test.
If your cooker is getting a bit long in the tooth,
there are a number of early warning signs that it
may be about to break down. Keep an eye out for a
lazy yellow flame instead of a crisp blue, as well
as black marks or stains on or around your gas
appliances. Increased condensation in a room or a
pilot light which keeps going out are also
indicators that you need to get things checked out.
Get a safety check for free
Although these checks generally involve you booking
and paying for the engineer, there is a chance you
might be able to get the whole thing done for free.
To be eligible for a free check you need to meet one
of the following criteria:
be of pensionable age, disabled or chronically
sick and either living alone or with someone in
the same situation,
living in a house with at
least once child under the age of five,
if your house hasn�t had a
check in the past 12 months or if you live
somewhere where a landlord is responsible for
arranging these checks.
Ultimately the decision lies with your provider,
but if any of the above apply to you then call it
first to ask if you're able to get the service for
free.
Finding an engineer
Instead of heading to the yellow pages to find a
local engineer, use the online database on the Gas
Safe website to make sure you find someone who will
do the job correctly. If you don�t have access to
the internet you can call 0800 408 5500.
Carbon Monoxide poisoning
A broken gas appliance can be costly and can also
lead to serious health issues. As carbon monoxide
(CO) is invisible and has no smell you won�t realise
if there�s a leak and smoke alarms cannot detect it.
Therefore to prevent an accident make sure you have
a CO alarm in your house in each room with a gas
appliance. The recommended models are audible (as if
you're asleep you won't notice if an alarm changes
colour) and should have the British Standards�
Kitemark and the mark �EN 5029�1. These last around
five years and cost an average of �15 from a local
DIY shop.
Save money on new appliances
There are many ways to save money on energy and
when buying a new appliance the best thing to look
for is the �Energy Saving Trust� logo which
identifies items that will save you the most energy
in the home. If you�re buying a big appliance, such
as a boiler, it�s worth while researching and
shopping around first as generally if you go for a
cheap deal you�ll end up paying out more for it in
the long run.
Some of our special services- Click on name
of your choice
Think all banks are the same? Think
again.No hassles. No late payments. No
unexpected charges. Just real help
with your finances. Welcome to thinkbanking.
Why worry about budgeting when we
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leaving you to get on with your
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overdrawn. Apply nowRead more
The current account that helps you
budget
Our account has a budgeting service
built-in. We'll look after all your
regular bills and payments, so you
know exactly what you can spend on the
good things in life. You get:
Real people looking after your
money for you
No more charges for overdrafts or
missed payments
Peace of mind, with us managing
your regular bills
BUSINESS BANK ACCOUNTS Has Your
Business
Bank Account Been Closed or have you been
Refused a Business Banking Account? Hit Back for Just GBP �50 or USD $75
Having Trouble Getting a Bank Account to pay and
receive money ? If you have a Personal Bank
account the Chesil Bank will assist you set up facilities for your
business to accept payments on the internet or by
phone through credit/debit cards or Paypal in your Company name. The
cost to set up this facility is a once off fee of
GBP �50 or USD $75 regardless of status. These benefits could really make a difference to
the smooth running of your small business banking
transactions.
So, you're fed up dealing with "Customer
Services" on general-purpose contact e-mail
addresses. Are you not getting replies, or not
getting the replies you want? Time to take it
to the top! As they say fo to the organ
grinder, not the monkey. Chief Executive
Officers (CEOs) are very reluctant to publish
their e-mail addresses. This page attempts to
redress the balance by publishing the e-mail
addresses for the CEOs of some UK companies,
government and other organisations. We believe
in letting the "little people" get noticed.
Some tips when e-mailing:
Be polite
Keep the information concise and to the
point
Include customer reference numbers or
invoice numbers, if applicable
Include a brief history of the issue, if
applicable
Do not accept being passed back to
"Customer Services" or elsewhere within the
organisation
Insist on a reply from the CEO
If you're working as part of a campaign group,
send a personal, individually-created letter.
Letters which are cut/pasted from a standard
template will invariably receive a standard
template response in reply... Good luck with your
enquiry!
OUTSOURCING IS A SYSTEMATIC
CAUSE OF RECESSION IN
BRITAIN
Every penny earned before 1pm goes to HMRC,
Every �1 you earn before lunch goes to the
taxman. What have you achieved this morning?
According to some new research, all you�ve
actually managed to do is meet your tax
obligations! Nothing to show for it
According to some calculations by Fidelity
International, your morning�s work is all to
the benefit of the taxman. The firm looked at
how much of our daily earnings find their way
into the taxman�s coffers, using VAT, National
Insurance and Income Tax. And remarkably it
found that for basic rate taxpayers working
9am to 5pm, every penny they earn before 1pm
goes directly to HM Revenue & Customs.
It�s even worse for higher rate taxpayers, who
have to labour through until 1.45pm before
they see any return on their efforts. So why does the Government in this recession
allow outsourcing outside of Europe? Do the
employees of call centres, accountants etcin
areas outside of Europe pay UK taxes? No.
Recently Birmingham City Council announced
that they were going to outsource to India.
Are these idiots really serious? Instead of
promoting local jobs they are depriving
Birmingham of money. Firstly those being made
redundant go on Jobseekers allowance and maybe
Housing Benefits and Council Tax Benefits.
Then the local shops and services lose out as
there is less spending power. All round they
create more recession. This has got to stop-
we suggest that where British Companies
servicing British people in Britain outsource
outside Europe then the fees paid for that
outsourcing should be exempt from being
accepted as a trading cost and disallowed to
be shown as such in their accounts. If you
know of companies doing this let us know and
we shall shame them and others can avoid using
them.Click here to contact us
POLITICAL CORRECTNESS HAS BEEN IGNORED BY
MANY COMPANIES AS ILLUSTRATED ABOVE The following was written on
www.firstfoot.com
There has been much outrage in the Scottish
broadsheets recently about the membership
policies of the Honourable Company of
Edinburgh Golfers who hosted the British Open
golf tournament at Muirfield golf course in
East Lothian.
Apparently, these terrific chaps have a
far-sighted way of dealing with members who
are other than male, white, anglo-saxon and
rich. FirstFoot takes some liberties in the
paraphrasing, but basically the rule reads:
If ye dinnae huv a white willie an' a big fat
wallet, then fuck aff, yer no getting in an'
ye cannae play oan wurr golf course eether.
Naw, dinnae send us any questions, jist fuck
aff.
FirstFoot applauds such progressive thinking
in this age of increasing liberalisation.
However, we would suggest that the following
rules should also apply:
No blacks
No mentally handicapped
No socialists
No muslims
No lesbians or gays
No musicians
No female underarm hair
No working class riff-raff
No newspapers apart from The Telegraph
FirstFoot would like to see a new Bill in the
Scottish Parliament making all Honourable
Company of Edinburgh Golfers golf courses
public parks. The Bill would also allow for
the running of free busses from all Scottish
urban housing estates.
Cannabis cafes would be allowed and help
centres for gay one-legged lesbians would
be opened.
OUR OPINION OF POLITICAL CORRECTNESS
Political correctness was devised
by ignorant people who do not
understand Adjectives. For an
adjective is a descriptive word
which illuminates a noun. Therefore
such adjectives as coloured, fat,
thin, Scottish, Irish, Jewish,
Catholic etc etc are virtually
legislated against. However in their
place swear words have become
everyday occurance.
If this is progress then let's be
retrograde. We were pleased to visit
a toy shop the other day and see the
return of the Golly.
The earliest Golliwog (or Golliwogg as he was
originally called) is the hero in books of verse
written by Bertha Upton in the 1890s, and
illustrated by her daughter Florence. The mother
and daughter worked together on twelve
illustrated books, all featuring the gallant
little character and his adventures travelling
to such exotic destinations as Africa and the
North Pole, accompanied by his friends, the
Dutch Dolls.Though the original Golliwog
character was a kindly fellow always lending a
hand to those in trouble, later authors
portrayed him very differently. Over the years
he became a rascal, was often up to no good, and
even portrayed as a mean spirited character.
In 1910, Golly became a mascot for Robertson's
jam, and millions of Golly pins--the Cracker
Jack prizes of the British Commonwealth--were
collected, traded, and hoarded by jam-addled
Brits everywhere. [They still are. This snap is
just a fraction of the collection at
gollycorner.co.uk.] Robertson's only retired
Golly in 2001.
Consequently his reputation slid and because of
his poor reputation and dark colour, he began to
be considered "politically incorrect". The
"politically correct" reference is now "Golly".
During the past few years, possibly because of
the centennial of the creation of the Golliwog,
he has again become popular, this time not with
children so much as adult collectors and Golly
artists.And yet the marmalade-n-pin thing has to
have created a lot of non-racially tinged
associations of childhood nostalgia, too.
Let's hope he will soon return to
our jam jars as a much loved and
revered member of Britain's
multinational
community.......
Then the following were not politically
correct. Churchill smoked cigars, Wilson
smoked a pipe, Walter Rayleigh introduced
tobacco (wacky-baccy) and Tommy Cooper
wore a fez.